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Mortgage Payment Estimator
If you're looking for a general estimate of how much home you can afford, below is a quick reference guide
to calculate monthly principal and interest payments for 15 and 30-year fixed rate mortgages. This does not
include taxes, insurance or homeowner fees. To calculate your total PITI and HOA fees, we have provided a link to our
online
Mortgage Calculator.
15-Year Fixed-Rate Loan (Monthly Principal and Interest Payments)
| Interest Rate |
| LoanAmt |
6% |
6.5% |
7% |
7.5% |
8% |
8.5% |
9% |
9.5% |
10% |
| $20,000 |
$168.77 |
$174.22 |
$179.77 |
$185.40 |
$191.13 |
$196.95 |
$202.85 |
$208.85 |
$214.93 |
| $30,000 |
$253.16 |
$261.33 |
$268.65 |
$278.10 |
$286.70 |
$295.42 |
$304.28 |
$313.27 |
$322.38 |
| $40,000 |
$337.54 |
$348.44 |
$268.65 |
$359.53 |
$370.81 |
$382.26 |
$393.90 |
$405.71 |
$417.69 |
| $50,000 |
$421.93 |
$435.55 |
$449.41 |
$463.51 |
$477.83 |
$492.37 |
$507.14 |
$522.11 |
$537.30 |
| $60,000 |
$506.31 |
$522.66 |
$539.30 |
$556.21 |
$573.39 |
$590.84 |
$608.56 |
$626.54 |
$644.76 |
| $70,000 |
$590.70 |
$609.78 |
$629.18 |
$648.91 |
$668.96 |
$689.32 |
$709.99 |
$730.96 |
$752.22 |
| $80,000 |
$675.09 |
$696.89 |
$719.06 |
$741.61 |
$764.52 |
$787.79 |
$811.41 |
$835.38 |
$859.68 |
| $100,000 |
$843.86 |
$871.11 |
$898.83 |
$927.01 |
$955.65 |
$984.74 |
$1014.27 |
$1044.23 |
$1074.61 |
30-Year Fixed-Rate Loan (Monthly Principal and Interest Payments)
| Interest Rate |
| LoanAmt |
6% |
6.5% |
7% |
7.5% |
8% |
8.5% |
9% |
9.5% |
10% |
| $20,000 |
$119.91 |
$126.41 |
$133.06 |
$139.84 |
$146.75 |
$153.78 |
$160.93 |
$168.17 |
$175.51 |
| $30,000 |
$179.87 |
$189.62 |
$199.59 |
$209.76 |
$220.13 |
$230.67 |
$241.39 |
$252.27 |
$263.27 |
| $40,000 |
$239.82 |
$252.83 |
$266.12 |
$279.69 |
$293.51 |
$307.57 |
$321.85 |
$336.34 |
$351.03 |
| $50,000 |
$299.78 |
$316.03 |
$332.65 |
$349.61 |
$366.88 |
$384.46 |
$402.31 |
$420.43 |
$438.79 |
| $60,000 |
$359.73 |
$379.24 |
$399.18 |
$419.53 |
$440.26 |
$461.35 |
$482.77 |
$504.51 |
$526.54 |
| $70,000 |
$419.69 |
$442.45 |
$465.71 |
$489.45 |
$513.64 |
$538.24 |
$563.24 |
$588.60 |
$614.30 |
| $80,000 |
$479.64 |
$505.65 |
$532.24 |
$559.37 |
$587.01 |
$615.13 |
$643.70 |
$672.68 |
$702.06 |
| $100,000 |
$599.55 |
$632.07 |
$665.30 |
$699.22 |
$733.77 |
$768.91 |
$804.62 |
$840.85 |
$877.57 |
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Mortgage Loans, Financial Advisors and Credit Repair Agencies
If you are a home buyer in need of financial advise or credit repair, you will find referrals to agencies who provide
these services. And, if you're shoppping for the best home loan rates, you'll find several resources to contact
for a home loan rate quote. Each lender has many loan programs to choose from, so you'll want to find the loan program
which is a tailored to your particular financial situation. Be sure to compare the Annualized Percentage Rate (APR)
for the total cost of the loan!
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