Insurance

Flood Insurance indemnifies against loss by flood and is required by lenders in areas federally designated as potential flood zones. Your home insurance provider will be able to determine if flood insurance is required.

Hazard Insurance protects against loss from fire, theft, some natural causes, vandalism, etc., depending upon the terms of the policy.

Homeowner's Insurance includes the coverage of Hazard Insurance plus added coverage such as personal liability, theft away from home and other such coverage.

For home owner insurance quotes, you may wish to contact Cypress Home Insurance and Auto. Cypress Insurance Group, Inc. is a leading provider of home insurance, auto, and business insurance for Florida residents.

Home Warranty Insurance protects the homeowner against defects (usually plumbing, electrical, heating and cooling systems, etc) in the home.

Mortgage Life Insurance is a term life insurance policy issued to protect the mortgagee in the event of death of the mortgagor in which case the current loan balance is paid in full and title is transferred to the beneficiary of the mortgagor.

Private Mortgage Insurance protects the lender in event of default by the borrower or mortgagor. This is similar to insurance issued by a governmental agency such as FHA except it is issued by a private insurance agency.

Title Insurance protects against loss from defects in title related to a specific parcel of real property relating to chain of title and encumbrances.